ACI Worldwide is the leading provider of secure, omni-channel payment systems to merchants globally. Delivered in the cloud or on-premise, our Universal Payment (UP) Merchant Payments solution supports a variety of in-store, eCommerce and digital channels providing the framework for retailers to create and manage a customer-centric experience. ACI’s advanced merchant fraud prevention and payment data security tools reduce risk while protecting the bottom line. ACI powers electronic payments for more than 5,000 organizations around the world. More than 1,000 of the largest financial institutions and intermediaries as well as tens of thousands of merchants rely on ACI to execute $14 trillion each day in payments. Visit www.aciworldwide.com or find us on Twitter @ACI_Worldwide.